Navigating the Bankruptcy process is intimidating, stressful, and often emotionally draining. Trusting an experienced expert in the process like David S. Clark helps alleviate the stress and pressure of the situation.
Facing bankruptcy in Opelika can be a lonely and challenging process. Thankfully, there are legal experts with experience in navigating the bankruptcy process in Opelika that can help you with your financial situation. David S. Clark and his team have over 25 years of experience in assisting Opelika residents get back on their feet during bankruptcy. Let’s take a look at some of the key services that David S. Clark offers to help with bankruptcy in Opelika, AL.
DISCLAIMER: The following blog post is just advice, and you will be better served to call David S. Clark with your bankruptcy questions. This blog contains helpful tips and advice, but is not professional legal advice, and shouldn’t treated as such.
Need Bankruptcy Help? Call David S. Clark
Chapter 7 Bankruptcy in Opelika
Despite what you may think, Chapter 7 Bankruptcy is quite common across the country, as well as in Alabama and Opelika. In fact, Chapter 7 Bankruptcy is the most commonly filed bankruptcy in America. David S. Clark has been serving the Opelika area’s need for legal counsel in Chapter 7 Bankruptcy for years, and is very experienced and knowledgeable in the process.
Chapter 7 Bankruptcy in Opelika typically entails liquidation of your assets in an effort to help repay debt that can’t otherwise be paid. This can include credit card balances, medical bills, loans, utility bills, mortgages, and more. However, Chapter 7 Bankruptcy does not resolve certain other debts, including student loans, child support, alimony, and more.
Chapter 13 Bankruptcy in Opelika
Next to Chapter 7 Bankruptcy, Chapter 13 Bankruptcy is also one of the most common forms of bankruptcy filed in Alabama. Rather than focusing on liquidating assets to help alleviate debt like in Chapter 7 Bankruptcy, Chapter 13 Bankruptcy is focused on repaying debts under a repayment plan while you keep certain assets throughout the process.
Based on factors including income level, assets, expenses, and more, a dedicated bankruptcy attorney creates a repayment plan for you. These plans are typically outlined to take place over the course of 3-5 years time. This allows you to make dedicated payments towards your debt without losing everything that you have.
Bankruptcy Law in Opelika
Navigating the Bankruptcy process is intimidating, stressful, and often emotionally draining. Trusting an experienced expert in the process like David S. Clark helps alleviate the stress and pressure of the situation. Bankruptcy lawyers and attorneys can help you get back on your feet after hitting financial hardships. When your debt becomes overwhelming and unmanageable, Bankruptcy can be a way to help give you a chance to start again, moving forward with new spending habits and a higher level of fiscal responsibility.
David S. Clark: Opelika’s Bankruptcy Attorney
If you are considering filing Bankruptcy in Opelika, whether Chapter 7, Chapter 13, or you are unsure, consider stopping by for a free consultation with David S. Clark. David is knowledgeable and experienced at representing and guiding Opelika residents through the bankruptcy process, helping them to get back on their feet and start again. Contact us today for more information or to schedule a free consultation at our office in Opelika.
Come see Opelika’s Bankruptcy Attorney, David S. Clark, and begin the journey to gaining financial stability today.
DISCLAIMER: The above blog post is just advice, and you will be better served to call David S. Clark with your bankruptcy questions. This blog contains helpful tips and advice, but is not professional legal advice, and shouldn’t treated as such.
